Stress Management
Confidential help with life’s challenges. Learn more
welcome
Virtual
Benefits Fair
Message
from our Chief People Officer
Welcome to Annual Enrollment for 2023 benefits. This year, you’ll find an increased focus on well-being across the board – physical, financial and emotional. Discover what’s new, so you can make the choices that are right for you and your family.
Mary Smith
Chief People Officer
What’s
Changing?
For 2023
Financial Skills
Learn skills to create financial wellbeing. Learn more
Earned Wage Access
Early access to earned pay. Learn more
Physical Therapy App
Help for chronic pain without leaving home. Learn more
Meet our
Vendor Partners
Providing help when you need it.
Virtual Medical & Behavioral Health Visits
For less than the cost of an office visit, you can connect via your smartphone, tablet or computer with a board-certified doctor for urgent care and prescription refills 24/7. This can be especially helpful when you cannot get in to see your regular doctor or do not want to take the time to go to an urgent care facility or emergency room.
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Expert Medical Opinion
For team members or family members who are feeling uncertain about their medical diagnosis or treatment, expert medical opinion provides access to nationally recognized doctors from the comfort of your home. You can get answers your questions about a diagnosis, surgery, procedure, medications and treatment plans.
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Vision and Hearing Benefits
Eye care is about more than seeing clearly. Your eyes offer a unique view into your general health, and eye doctors are often among the first to detect chronic medical conditions like diabetes and high blood pressure. Annual eye exams can help protect your overall health and wellness, even if you have perfect vision.
You will also find valuable discounts on hearing care.
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Voluntary Benefits
“Voluntary Benefits” are benefit programs where team members can buy coverage directly from the insurance company at group rates, and the Company doesn’t subsidize the cost, as it does with many of your other benefits.
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Cyber Security Protection
Protect yourself and your family from cyber security threats with all-in-one coverage for your identity, personal information and connected personal devices.
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Student Loan Refinancing
Student loan refinancing is part of the Company’s voluntary benefits offerings. By refinancing your student debt, you can save on the total amount of loan interest, get lowered monthly payments or shorten the length of a loan.
Learn More
Virtual Medical & Behavioral Health Visits
Access health care anytime, anywhere with virtual visits.
You can connect via your smartphone, tablet or computer with a board-certified doctor for urgent care and prescription refills 24/7. This can be especially helpful when you can’t get in to see your regular doctor or don’t want to take the time to go to an urgent care facility or emergency room.
Need mental health support? The program can also treat a wide range of behavioral health conditions with a team of psychiatrists and psychologists.
Register with the program before you need a virtual visit, to become familiar with the system and save time later.
Expert Medical Opinion
This benefit provides access to board-certified specialists from top medical institutions for virtual medical consultations via phone or video from the comfort of your home — all at no cost to you, once you have registered with the program.
Program specialists take a non-biased approach that includes:
- Reviewing your medical records and history to confirm your treatment plan and diagnosis.
- Providing you another level of expertise and advocacy regarding your health care needs.
- Giving you confidence, and in some cases, additional treatment options as you move forward with your next steps.
Vision and Hearing Benefits
You can choose from two vision plans: the Standard Option and the Deluxe Option.
- The Standard option includes preventive exams, glasses or contact lenses, and other vision services at reduced prices.
- The Deluxe option includes the same coverage as the Standard option, with enhanced benefits. For example, the Deluxe option offers a more robust contact lens fitting and pays a higher allowance for frames, including replacing them twice as often.
Vision coverage also includes discounts on hearing aids at thousands of convenient locations nationwide. Free batteries and warranty included!
Voluntary Benefits
Pet Insurance. Helps make sure your furry family members are protected in case of an accident or illness. Learn more >
Auto and Home Insurance. Protects you financially if something bad happens to your car, your home, or to somebody hurt by your car or in your home. Learn more >
Legal Plan. Provides affordable access to legal services. Learn more >
Accident Insurance. Provides a cash benefit directly to you if you experience a covered accident.* Learn more >
Critical Illness Insurance. Provides a lump-sum payment directly to you if you or a covered family member is diagnosed with a covered serious illness.* Learn more >
Hospital Indemnity Insurance. Provides a lump-sum payment directly to you if you or a covered family member receive covered hospital care and submit a claim.* Learn more >
* This is coverage you buy over and above any employer-provided medical coverage.
Cyber Security Protection
Everyday activities like online shopping, banking and even browsing can expose your personal information, making you more vulnerable to cybercrime. To help employees and their families address cyber security threats, the Company is offering all-in-one cyber safety coverage for your identity, personal information and connected personal devices.
Student Loan Refinancing
The student loan refinancing process gives you a way to consolidate your existing student loans and switch to one low-rate monthly payment. It’s fast, easy, and can be done entirely online.
You can save thousands of dollars thanks to low fixed and variable rates. Get prequalified in just two minutes. Applying does not affect your credit score.
You select your rate and term and complete all the paperwork electronically. LoanCo then pays off your current loan servicer(s) and issues you one new student loan. There are no application or origination fees, and no pre-payment penalties.
FAQ
If I’m not making any changes, do I have to enroll again for next year?
No, you don’t, but you should at least consider your current coverage. You can keep your same medical coverage and eligible covered dependents even if you don’t enroll – but it’s not necessarily that simple.
- You need to enroll if you want to contribute to a Health Savings Account or Flexible Spending Account in 2022.
- You should enroll if you no longer have dependents who will share your medical coverage. You don’t want to keep paying for people unnecessarily.
What are employee costs for ExampleCo benefits in 2023?
You can find a 2023 cost chart here.
Is there a limit to the number of times I can use the Earned Wage Access?
No – we do not have a limit to the number of times that employees can use the Earned Wage Access resource. Note that when you use it, you can receive up to 30% of your earned pay before payday.
Where can I get more information about my benefits?
Go to ExampleCoBenefits.com for year-round information about your benefits.
Contacts
Find contact numbers and URLs for all our vendor partners here.
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